JAKARTA --- The system of Islamic banks not only to attract interest among Muslims to become customers. Now, among non-Muslims began to be interested in using the services of Islamic banks.
Islamic economists, Sofyan Harahap Safri assess because of the attraction of non-Muslim citizens see the system of Islamic banks. According to him, these people see the system of Islamic banks has given rise to certainty in banking services. "They chose sharia because it is more fair, speculation here should not be done," she says, Thursday (24/11). (source)
Islamic economists, Sofyan Harahap Safri assess because of the attraction of non-Muslim citizens see the system of Islamic banks. According to him, these people see the system of Islamic banks has given rise to certainty in banking services. "They chose sharia because it is more fair, speculation here should not be done," she says, Thursday (24/11). (source)
Some investors are attracted to open Islamic bank services. According to Sofyan, driving investors to open Islamic banking services not only look attractive market opportunities. The system of Islamic banks also benefit investors with a profit and loss sharing principle.
Investor interest in the Islamic system, he continued, influenced the weakness of conventional systems. European and American economic collapse became evident weakness of that system. "The financial industry will be increasingly entered into the system of sharia. They will look for an alternative system, "he said.
However, the socialization of banking products judged sharia is not maximized. People already accustomed to using the conventional banking system. This is evidenced by market share of Islamic banks are still 3.8 percent.
Bank Syariah, Lebih Pasti dan non Spekulasi
Kamis, 24 November 2011 11:13 WIB
JAKARTA---Sistem bank syariah tidak hanya menarik minat kalangan muslim untuk menjadi nasabah. Kini, kalangan non muslim pun mulai tertarik untuk menggunakan jasa bank syariah.
Pengamat ekonomi syariah, Sofyan Safri Harahap menilai tertariknya warga non muslim lantaran melihat sistem bank syariah. Menurutnya, warga ini melihat sistem bank syariah telah melahirkan kepastian dalam layanan perbankan. “Mereka memilih syariah karena lebih fair, spekulasi di sini tidak boleh dilakukan, “ ujar dia, Kamis (24/11).
Sejumlah investor pun tertarik membuka jasa layanan bank syariah. Menurut Sofyan, pendorong para investor untuk membuka layanan bank syariah tidak hanya melihat peluang pasar yang menarik. Sistem bank syariah juga menguntungkan investor dengan adanya prinsip profit and loss sharing.
Ketertarikan investor pada sistem syariah, lanjutnya, dipengaruhi lemahnya sistem konvensional. Jatuhnya ekonomi Eropa dan Amerika menjadi bukti kelemahan sistem itu. “Industri keuangan nanti akan semakin masuk ke sistem syariah. Mereka akan mencari sistem alternatif, “ ujar dia.
Meski demikian, sosialisasi produk bank syariah dinilai belum maksimal. Masyarakat sudah terbiasa menggunakan sistem bank konvensional. Hal ini dibuktikan dengan pangsa pasar bank syariah yang masih 3,8 persen.
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