“We are stepping on the gas. Each year the amount is increasing,” State-owned Enterprises Minister Mustafa Abubakar said in Jakarta last weekend.
This year the government has elected six state-owned banks, Bank Negara Indonesia, Bank Rakyat Indonesia (BRI), Bank Mandiri, Bank Tabungan Negara, Bank Bukopin, Bank Syariah Mandiri and 13 regional banks to distribute the micro credit. BRI was recorded as the biggest credit distributor last year with 9.7 trillion, or a half of the total KUR.
Bank Mandiri distributed Rp1.7 trillion during 2010. Half of the total loans were taken out by those in the agriculture and animal husbandry sector with a total 42,000 debtors, while more than 35% of those loans were taken out by those in the trade sector, with more than 12,000 debtors.
According to Mustafa, since KUR allocation began in 2007, the total credit received by micro entrepreneurs has amounted to Rp33.4 trillion. Soft loans were taken out by more than 3.8 million debtors, which employed 6.7 million workers. The limit of the loans without collateral varied to a maximum of Rp20 million per debtor, an increase from the previous Rp5 million.
Microcredit is expected to increase the number of Indonesian entrepreneurs, which is only 564,000 people or 0.24 percent of 163 million people of working age. “We need at least 4 million new entrepreneurs because we want to increase competitiveness,” said Coordinating Economic Minister Hatta Rajasa.
Evana Dewi
Source : http://www.tempointeractive.com/hg/nasional/2011/01/03/brk,20110103-303465,uk.html - Jan 3, 2010
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