Tuesday, May 03, 2011

TAKAFUL - Jiwasraya is Preparing its Syariah Business Unit

Jakarta, (29/4). The rapid development of Islamic insurance (Takaful) in Indonesia has triggered the conventional insurance to have Shariah division as part of their business expansion to captive the shariah market, among others is Jiwasraya which will have its shariah division to operate in 2012.

The President Director of Jiwasraya, Hendrisman Rahim  said that Jiwasraya has a shariah license since 2003, yet it lack behind to start the shariah business, although he was very optimistic that Jiwasraya has the capability to run shariah business compare to other insurance companies that has been in the shariah business earlier. (full story)


In its preparation to have shariah division, Hendrisman Rahim, affirmed that Jiwasraya has done some preparation to enter shariah business, such as feasibility study to analyze the market share of Islamic Insurance in
"We have travel to Malaysia for comparative study to see the growth of the Takaful business, '' explain Hendrisman.
In relation to product development for its shariah business, Hendrisman said that 70 % of its product will be traditional insurance, as the traditional insurance is the prime product of Jiwasraya, while 30% will be in the form of unit link.
In the meantime Jiwasaraya will form a relationship with Islamic banking and government enterprises in selling its products” we will contribute IDR 10 Billion to 15 Billion as our initial investment in this shariah business”, Exclaimed Hendrisman.[nibra]

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