REPULIKA.CO.ID, FIELD - Third-party funds (DPK) Syariah banking rose significantly this year or by 55 percent from last year following the higher the people's confidence in the bank.
"Despite the small contribution of 3.08 percent of total receipts of banking DPK Sumut to September Rp120, 61 trillion, but the increase in DPK sharia fun," said Senior Researcher Associate Professor of Economics of Bank Indonesia (BI) field, Mikael Budisatrio, in Medan, Tuesday. (source)
"Despite the small contribution of 3.08 percent of total receipts of banking DPK Sumut to September Rp120, 61 trillion, but the increase in DPK sharia fun," said Senior Researcher Associate Professor of Economics of Bank Indonesia (BI) field, Mikael Budisatrio, in Medan, Tuesday. (source)
This year the syariah banking DPK is Rp3, 72 trillion from September 2010 position that is Rp2, 40 trillion while the conventional banking DPK this year reached Rp116, 89 trillion from Rp100, 54 trillion years ago or grew 16.26 percent.
"Pertumbuan banking DPK substantial sermon than conventional banks is gratifying," said Michael. According to him, increasing people's confidence over sharia banks, among others, triggered the nature of sharia products are increasingly varied and as needed.
"With increasing people's confidence in the bank's expected total DPK Sumut sharia continued to increase further," he said.
Sumut economic observers, Jhon Tafbu Ritonga said, the role of sharia banks can still be improved significantly due to greater public confidence not only from Muslims but nonmuslim.
According to the Dean of the Faculty of Economics Jhon University of North Sumatra, the sharia banking will be more interested if the terms of the sharia banking is introduced with more general language.
The introduction of various products or layaan with a more universal language it even easier for people to understand, learn and ultimately benefit the sharia banking services, he said.
Dana Perbankan Syariah Tumbuh Pesat
Selasa, 06 Desember 2011 12:15 WIB
REPULIKA.CO.ID, MEDAN--Dana Pihak Ketiga (DPK) perbankan syariah tahun ini naik signifikan atau sebesar 55 persen dari tahun lalu menyusul semakin tingginya kepercayaan masyarakat terhadap bank itu.
"Meski kontribusinya masih kecil 3,08 persen dari total penerimaan DPK perbankan Sumut hingga September Rp120,61 triliun, tetapi kenaikan DPK syariah menggembirakan," kata Peneliti Ekonomi Madya Senior Bank Indonesia (BI) Medan, Mikael Budisatrio, di Medan, Selasa.
Tahun ini DPK perbankan syariah sudah Rp3,72 triliun dari posisi September 2010 yang masih Rp2,40 triliun Sementara DPK perbankan konvensional tahun ini mencapai Rp116,89 triliun dari Rp100,54 triliun tahun lalu atau bertumbuh 16,26 persen.
"Pertumbuan DPK perbankan syarah yang cukup besar dibandingkan bank konvensional itu menggembirakan," kata Mikael. Menurut dia, meningkatnya kepercayaan masyarakat atas bank syariah itu antara lain dipicu sifat produk syariah yang semakin bervariasi dan sesuai kebutuhan .
"Dengan meningkatnya kepercayaan masyarakat atas bank syariah diharapkan total DPK Sumut terus meningkat lagi," katanya.
Pengamat ekonomi Sumut, Jhon Tafbu Ritonga mengatakan, peran bank syariah masih bisa ditingkatkan lebih besar lagi karena nyatanya kepercayaan masyarakat bukan hanya berasal dari muslim tetapi nonmuslim.
Menurut Jhon yang Dekan Fakultas Ekonomi Universitas Sumatera Utara itu, perbankan syariah akan semakin diminati kalau istilah-istilah perbankan syariah itu lebih diperkenalkan dengan bahasa yang lebih umum.
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