WWW.TEMPO.CO, Jakarta - Indonesia's sharia banking predicted to grow rapidly. Policy on sustainable development of Shariah institutions and trade board ruling, a major strength. In addition, the market demand for Shariah products to be key factors behind the development of sharia financial services in Indonesia.
"Indonesia is a stable macroeconomic situation also supporting factors," said Head of the Centre for Islamic Finance, Bahrain Institute of Banking and Finance Mohammad Omar Farooq, in Jakarta on Monday, February 6, 2012. The main difference sharia financial institutions Indonesia lies in centralization giving fatwa. (source)
"In several countries, a fatwa can be issued individually to confuse people." In contrast, in Indonesia, fatwa giving is done only certain agencies.
He acknowledged that the limited scale of Indonesian Islamic Banking in Malaysia compared with sharia banking industry in the world. "Indonesia should be able to lead the Islamic Banking world."
Previously, Banking Director of Bank Indonesia Mulya E Siregar expressed national sharia banking performance as the fourth largest in the world. This level gained by Indonesia based Islamic Finance Country Index (IFCI) published in Global Islamic Finance Report (GIFR) 2011. Indonesia winning score of 29, under Iran, Malaysia and Saudi Arabia who occupies the position of the top three. Iran self-gain scores 63, while Malaysia and Saudi Arabia won their respective scores of 40 and 35. The index is based on the expansion of sharia financial institutions in each country.
Associated scores, Farooq menimpali, "Indonesia can improve their performance in sharia banking."
To correct this, Indonesia requires a lot of Islamic Banking. Lack of human resources in Islamic Banking Farouq acknowledged happened in the world. National sharia banking to register a brilliant performance last year. During the 2011 growing sharia banking equivalent to 49 percent or Rp149 trillion. With these, sharia banks succeeded 4 percent of the national banking market share.
Indonesia Berpeluang Jadi Pusat Perbankan Syariah Dunia
Besar Kecil Normal
TEMPO.CO, Jakarta - Perbankan syariah di Indonesia diprediksi berkembang pesat. Kebijakan pembangunan institusi syariah secara berkelanjutan dan kesatuan lembaga fatwa, menjadi kekuatan utama. Selain itu, adanya permintaan pasar atas produk syariah menjadi faktor utama yang mendorong perkembangan jasa keuangan syariah di Indonesia.
"Situasi makroekonomi Indonesia yang stabil juga menjadi faktor pendukung," ujar Head of Centre for Islamic Finance, Bahrain Institute of Banking and Finance Mohammad Omar Farooq, di Jakarta, Senin, 6 Februari 2012. Perbedaan utama institusi keuangan syariah Indonesia terletak pada sentralisasi pemberian fatwa.
"Di sejumlah negara, fatwa dapat dikeluarkan secara individual sehingga membingungkan masyarakat." Sebaliknya, di Indonesia pemberian fatwa hanya dilakukan lembaga tertentu.
Ia mengakui minimnya skala perbankan syariah Indonesia jika dibandingkan dengan Malaysia yang memiliki industri perbankan syariah terbesar di dunia. "Indonesia seharusnya bisa memimpin perbankan syariah dunia."
Sebelumnya, Direktur Perbankan Syariah Bank Indonesia Mulya E Siregar mengungkapkan prestasi perbankan syariah nasional sebagai yang keempat terbesar di dunia. Peringkat ini diraih oleh Indonesia berdasarkan Islamic Finance Country Index (IFCI) yang dipublikasikan pada Global Islamic Finance Report (GIFR) 2011. Indonesia meraih skor 29, dibawah Iran, Malaysia dan Saudi Arabia yang menempati posisi tiga besar. Iran sendiri meraih skor 63, sedangkan Malaysia dan Arab Saudi masing-masing meraih skor 40 dan 35. Indeks tersebut didasarkan atas pengembangan institusi keuangan syariah di tiap negara.
Terkait skor tersebut, Farooq menimpali, "Indonesia bisa memperbaiki kinerjanya dalam perbankan syariah."
Untuk memperbaikinya, Indonesia membutuhkan banyak ahli perbankan syariah. Kurangnya sumber daya manusia dalam perbankan syariah diakui Farouq terjadi di seluruh dunia. Perbankan syariah nasional berhasil mencatat prestasi gemilang tahun lalu. Sepanjang 2011 perbankan syariah tumbuh 49 persen atau senilai dengan Rp149 triliun. Dengan jumlah ini, bank syariah berhasil merebut 4 persen pangsa pasar perbankan nasional.
Source: http://www.tempo.co/read/news/2012/02/06/090382137/Indonesia-Berpeluang-Jadi-Pusat-Perbankan-Syariah-Dunia Feb 6, 2012 - google translate
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