INDONESIA - BANKING - 2017, Islamic Banking Growing Market Doubles

WWW.TEMPO.CO, Jakarta - Business Islamic banks grew more rapidly for some time. Bank Indonesia estimate a market share of Islamic banks could grow 10 percent, or twice, and compete with conventional banks in five years. "This could be achieved if the rate of growth can we defend," said Deputy Governor of Bank Indonesia Halim Alamsyah when opening the 5th National Conference on Islamic Banking Bidakara Hotel, Wednesday, March 21, 2012.

Bank Indonesia recorded a total Islamic banking assets on average grew 40.5 percent in five years. Halim said, compared to conventional banking, Islamic banking industry grew twice. Currently a new Islamic bank controls 4 percent of the national banking market share, still below the target set by the central bank at 5 percent. "But I believe this target will be realized in the near future," he said.  (source)



To encourage the achievement of this target, Halim said the need for incentives such as tax concessions or favors the rule of market penetration. But he stressed that the industry must not rely on government incentives. "What we need to prepare is the basis of product innovation with the fatwa, fiqh, and muamalah," he said.

At present many potential products of Islamic banks, but not sold well. Halim Housing Loan scheme exemplifies the Islamic banks are not well socialized. In order to enhance product innovation, according to him, the central bank will make a special working group dealing with this problem.

Chairman of the Sharia Bank Association of Indonesia (Asbisindo) Riawan Amin said the company is working to unify perception antarpelaku industry to face the challenges ahead. He also asked for Bank Indonesia to help the progress of Islamic banks. "We hope that Islamic finance is more dominant role in the future," he said.

2017, Pasar Bank Syariah Tumbuh Dua Kali Lipat  

TEMPO.CO, Jakarta - Bisnis bank syariah tumbuh semakin pesat beberapa waktu terakhir. Bank Indonesia memperkirakan pangsa pasar bank syariah bisa tumbuh 10 persen atau dua kali lipat dan menyaingi bank konvensional lima tahun mendatang. "Hal ini bisa tercapai jika laju pertumbuhan ini bisa kita pertahankan," kata Deputi Gubernur Bank Indonesia Halim Alamsyah saat membuka Musyawarah Nasional ke-5 Bank Syariah di Hotel Bidakara, Rabu, 21 Maret 2012.

Bank Indonesia mencatat total aset perbankan syariah rata-rata tumbuh 40,5 persen dalam lima tahun. Halim mengatakan, dibandingkan perbankan konvensional, industri perbankan syariah tumbuh dua kali lipat. Saat ini bank syariah baru menguasai 4 persen pangsa pasar perbankan nasional, masih di bawah target yang ditetapkan bank sentral sebesar 5 persen. "Tapi saya yakin target ini bakal terealisasi dalam waktu dekat," ujarnya.

Untuk mendorong pencapaian target itu, Halim mengatakan perlunya insentif berupa kelonggaran pajak atau pemberian aturan penetrasi pasar. Namun ia menekankan bahwa industri tak boleh bergantung pada insentif dari pemerintah. "Yang perlu kita siapkan adalah inovasi produk dengan landasan fatwa, fikih, dan muamalah," katanya.

Saat ini banyak produk bank syariah yang potensial, namun tak dijual dengan baik. Halim mencontohkan skema Kredit Pemilikan Rumah bank syariah yang tak disosialisasikan dengan baik. Demi meningkatkan inovasi produk, menurut dia, bank sentral bakal membuat kelompok kerja khusus yang menangani masalah ini.

Ketua Asosiasi Bank Syariah Indonesia (Asbisindo) Riawan Amin mengatakan pihaknya tengah berupaya menyatukan persepsi antarpelaku industri untuk menghadapi tantangan ke depan. Ia pun meminta Bank Indonesia membantu kemajuan bank syariah. "Kami berharap peran keuangan syariah lebih dominan di masa depan," ujarnya.

Source:  http://www.tempo.co/read/news/2012/03/21/087391696/2017-Pasar-Bank-Syariah-Tumbuh-Dua-Kali-Lipat - March 21, 2012 - google translate