Thursday, May 03, 2012

INDONESIA - INVESTMENT FUNDS - Real Estate Investment Trusts Target Indonesia Five Years After Rules

www.thejakartaglobe.com - Al-’Aqar Healthcare Real Estate Investment Trust, Malaysia’s oldest Islamic REIT, is considering opening a trust in Indonesia as the nation reviews its first application five years after legalizing such property companies.

Kuala Lumpur-based Al-’Aqar, which already owns two hospitals in Indonesia, would look at registering a trust in the Southeast Asian country provided it gets tax incentives and clearer rules on foreigners owning land are implemented, Executive Director Yusaini Sidek said by e-mail yesterday.  (source)


Indonesia has received its first proposal for a real-estate trust five years after introducing laws allowing them, according to the Capital Market and Financial Institution Supervisory Agency. The world’s most populous Muslim country is lagging behind Singapore, which has 24 REITs, two of them focused on Indonesian property, and Malaysia, which has 13, including two Islamic trusts. Islamic assets account for less than 4 percent of total banking holdings in Indonesia.

“What Indonesia needs now are clearer guidelines and more information to see REITs begin to grow,” Abas A. Jalil, the Kuala Lumpur-based chief executive officer at Amanah Capital Group Ltd., a consultancy company, said in an April 23 interview.

“The country has the potential to have a very large REIT market.” Regulators are considering an application for a REIT made in 2012, Fakhri Hilmi, director of the investment management bureau at the Capital Market and Financial Institution Supervisory Agency in Jakarta, said in an interview last week, declining to give more details.

Expanding Industry Indonesia is trying to expand its Islamic finance industry to catch up with Malaysia, which has eight times the amount of financial assets that comply with the religion’s ban on interest, with just 8 percent of the number of Muslims. Islamic bond sales worldwide have reached $13.3 billion in 2012, compared with $5.8 billion in the same period last year, according to data compiled by Bloomberg.

Shariah-compliant securities, or sukuk, returned 3.4 percent in 2012, according to the HSBC/Nasdaq Dubai US Dollar Sukuk Index, while developing- market debt rose 7.2 percent, JPMorgan Chase & Co.’s EMBI Global Composite Index shows.

The average value of industrial land in greater Jakarta surged 76 percent last year, while the cost of apartments increased 11 percent, according to a Bank Indonesia survey. The total net asset value of REITs in Malaysia and Singapore may rise 20 percent in the next two years, Amanah Capital’s Abas predicts. The biggest impediment to growth is the finite amount of sizable assets, which may be solved by Indonesia’s entry into the market, he said.

Malaysia was the first country to issue rules for Islamic real-estate trusts in Nov. 2005, stipulating they must earn at least 80 percent of income from Shariah-compliant activities. Property trusts in the world’s largest Islamic bond market are exempt from paying income taxes should they distribute at least 90 percent of their annual earnings to investors, according to Bursa Malaysia. Indonesia can start a REIT market when it drafts similar regulations to Malaysia, said Al-’Aqar’s Yusaini.

The company is seeking to expand in Indonesia, he said. Singapore imposes taxes only on trust income not disbursed to unitholders, according to the city-state’s monetary authority. Along with Malaysia, the country applies no stamp duty charges on the transfer of assets between approved trusts. Indonesia has no provisions to allow income-tax relief on distributed profits or stamp duty exemptions.

Lippo Malls Indonesia Retail Trust and First Real Estate Investment Trust, non-Islamic vehicles which generate most of their property income in Indonesia, are both listed in Singapore. ‘Tax Advantages’ HSBC Amanah Malaysia Bhd. said in March that it is in discussions to set up Islamic trusts in Singapore that could raise $806 million collectively after the city-state broadened tax breaks for the industry. “For both investors and issuers of REITs, there have to be tax advantages,” Ronnie Tan, First REIT’s Singapore-based chief executive, said in an interview last week.

“Malaysia is catching up because they’re adopting very similar guidelines” to Singapore, he said. Indonesia issued four regulations in Dec. 2007 to govern the registration, structure, management and principles of real-estate investment trusts to support the growth of the domestic property industry, according to the supervisory agency, also known as Bapepam.

The government only allows citizens to hold full land ownership, while companies and foreigners may buy leases for the right to use, cultivate or build on a plot. These contracts last 20 to 25 years and can be extended depending on approval from the National Land Agency.

“If the regulations are not clear, we would be glad to explain and clarify them,” Bapepam’s Hilmi said. “We have made changes to them when they cause undue challenges for market players. If the challenge is indeed in taxes, then we will see if there is anything we can do.”

Average yields on sukuk fell one basis point, or 0.01 percentage point, to 3.71 percent yesterday, declining from the highest since March 16, according to the HSBC/Nasdaq index. The yields is 253 basis points more than the London interbank offered rate, or Libor, compared with 246 more at the end of last month.

The premium demanded on Indonesia’s 4 percent sukuk due in November 2018 over Malaysia’s 3.928 percent Islamic notes due 2015 narrowed three basis points to 194 basis points yesterday, according to data compiled by Bloomberg. Singapore-based Sabana Shari’ah

Compliant Industrial Real Estate Investment Trust, the world’s largest Islamic property trust, benefits from being Shariah-compliant by tapping a more diverse pool of investors, Bobby Tay, its chief strategy officer, said in an interview last week. Sabana was able to sell bonds to Middle Eastern investors because of this access, he said.

“Only when land titles are very clear, will investors look at Indonesia as a serious up-and-coming market,” Tay said.

Bloomberg

Source: http://www.thejakartaglobe.com/business/real-estate-investment-trusts-target-indonesia-five-years-after-rules/515653  - May 3, 2012

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