Friday, September 23, 2011

INDONESIA - BANKING - 2012, Bank Permata Syariah Target Market Increase Five Percent

REPUBLIKA.CO.ID, JAKARTA - sharia business unit (UUS) Bank Permata, Permata Syariah Bank, target of sharia would gain market share by five per cent of the country in 2012. Currently, the total market share of 3.4 per cent of Islamic banking, Bank Permata Syariah still has a minimal contribution by two percent.

According to the Head of Bank Permata Syariah, Ahmad K Permana, Permata Syariah Bank will develop business on all fronts. Bank Permata Syariah During this new focus on consumer businesses such as financing vehicles. (source)


First portion''of 60 percent, but now we have to,''he said when met Republika.

Now, Permata Syariah Bank is also developing housing finance, small and medium enterprises (SMEs) and corporations with a share of 20 per cent respectively. In addition, technology development is also done because the parent bank's lagging on the technology. Bank Permata Syariah will only make further improvements to the system of Islamic banking and mobile virtual account.

''The development of technology itself is not done because it is very expensive,''he said. He said the development of existing technologies more efficient than building from scratch.

2012, Permata Bank Syariah Target Tingkatkan Pasar Lima Persen

Kamis, 22 September 2011 09:54 WIB
REPUBLIKA.CO.ID,JAKARTA - Unit usaha syariah (UUS) Permata Bank, Permata Bank Syariah, menargetkan bakal meraih pangsa pasar syariah Tanah Air sebesar lima persen di 2012 nanti. Saat ini, dari total pangsa pasar perbankan syariah sebesar 3,4 persen, Permata Bank Syariah masih memiliki kontribusi minim sebesar dua persen.

Menurut Head of Permata Bank Syariah, Achmad K Permana, Permata Bank Syariah bakal mengembangkan bisnis di semua lini. Selama ini Permata Bank Syariah baru fokus pada bisnis konsumer seperti pembiayaan kendaraan bermotor.

''Dulu porsinya 60 persen, tapi sekarang sudah kita bagi,'' katanya saat ditemui Republika.
Kini, Permata Bank Syariah juga mengembangkan pembiayaan perumahan, usaha kecil dan menengah (UKM) serta korporasi dengan porsi masing-masing 20 persen. Selain itu, pengembangan teknologi juga dilakukan karena mengekor pada teknologi bank induk. Permata Bank Syariah hanya akan melakukan perbaikan lebih lanjut pada sistem mobile banking syariah dan virtual account.
''Pengembangan teknologi sendiri tidak dilakukan karena sangat mahal,'' ujarnya. Ia berujar pengembangan teknologi yang sudah ada lebih efisien dibanding membangun dari awal.

Source : http://www.republika.co.id/berita/syariah/keuangan/11/09/22/lrwlep-2012-permata-bank-syariah-target-tingkatkan-pasar-lima-persen  - Sept 23, 2011 - google translate

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