TEMPO Interactive, Jakarta - The growth of Islamic banking assets in Indonesia is quite high. "Total
assets grew 40 percent in 5 years," said Deputy Governor of Bank
Indonesia (BI), Halim Alamsyah, on the sidelines of the 2nd D-8 Working
Group on the Development of Islamic Financial Services Industry, said
here on Friday, 11 November 2011. (source)
Based on the records of Bank Indonesia, Islamic banking assets in September had reached Rp 126 trillion, grew 46.55 percent over the same period last year which was only Rp 85.97 trillion. These assets consist of Rp 123 trillion Islamic Banks and Sharia. While the assets of the People's Bank Financing the Sharia (SRB) of Rp 3 trillion. This condition is better than the growth of Islamic banking assets in other countries that only 10-15 percent.Islamic finance to grow rapidly in countries that terditi D-8 from Bangladesh, Egypt, Indonesia, Iran, Malaysia, Nigeria, Pakistan and Turkey. Indonesia seeks to explore the potential of Islamic finance in countries with Muslim-majority population.He further said, this development puts sharia banking in Indonesia in the fourth rank of the world. "Still under Iran, Malaysia, and Saudi Arabia," he said.Because, says Halim, the order of sharia banking in Indonesia has been good enough. For example, by the National Sharia Council. "So, the fatwa comes from the DSN. While in other countries, a fatwa from each bank," he said.In addition, the fatwa is better, to avoid the things clearly speculative and guarantee financing. "Human resource development is also well planned," he said. "Another pillar, the economic potential of Indonesia's remarkable," he said.This makes a lot of foreign businessmen from Kuwait and Dubai who came to Indonesia who are interested in Islamic banking business. "A few years ago there was a large delegation that came to Indonesia. They do not convey what they want. But already seen, they are eager to do business of Islamic banking," he said.
Aset Perbankan Syariah Indonesia Tumbuh 40 Persen
Jum'at, 11 November 2011 | 16:25 WIB
Halim Alamsyah. TEMPO/Eko Siswono Toyudho
Berdasarkan catatan Bank Indonesia, aset perbankan syariah pada September sudah mencapai Rp 126 triliun, tumbuh 46,55 persen dibandingkan periode yang sama tahun lalu yang hanya Rp 85,97 triliun. Aset tersebut terdiri dari Rp 123 triliun Bank Umum Syariah dan Unit Usaha Syariah. Sedangkan aset Bank Pembiayaan Rakyat Syariah (BPRS) sebesar Rp 3 triliun. Kondisi ini lebih baik dibandingkan pertumbuhan aset perbankan syariah di negara lain yang hanya 10-15 persen.
Keuangan syariah tumbuh pesat di negara-negara D-8 yang terditi dari Bangladesh, Mesir, Indonesia, Iran, Malaysia, Nigeria, Pakistan dan Turki. Indonesia berupaya menggali potensi keuangan syariah di negara-negara yang masyoritas penduduknya Muslim tersebut.
Lebih lanjut dia mengatakan, perkembangan tersebut menempatkan perbankan syariah di Indonesia di rangking keempat dunia. "Masih di bawah Iran, Malaysia, dan Saudi Arabia," kata dia.
Sebab, kata Halim, tatanan perbankan syariah di Indonesia sudah cukup baik. Misalnya dengan adanya Dewan Syariah Nasional. "Jadi, fatwa datang dari DSN. Sedangkan di negara lain, fatwa dari masing-masing bank," ujarnya.
Selain itu, dengan fatwa yang lebih baik, menghindari hal-hal spekulatif dan jaminan pembiayaannya jelas. "Pengembangan sumber daya manusia juga terencana dengan baik," kata dia. "Pilar lainnya, potensi ekonomi Indonesia yang luar biasa," ujarnya.
Hal ini membuat banyak pengusaha asing asal Kuwait dan Dubai yang
datang ke Indonesia yang minati bisnis perbankan syariah. "Beberapa
tahun lalu ada delegasi besar yang datang ke Indonesia. Mereka belum
menyampaikan apa yang diinginkan. Tapi sudah terlihat, mereka ingin
sekali berbisnis ekonomi syariah," kata dia.
No comments:
Post a Comment