INDONESIA - BANKING - Bank Muamalat not interested in Gold Pawn

REPUBLIKA.CO.ID, JAKARTA - The rise of gold pawn in Islamic banks do not make Muamalat interested in the business. The reason, operating costs and higher business risk.

Director of Bank Muamalat, Arviyan Arifin, said it's still the focus of business with existing products. "Until now we have no gold pawning. I think it would be hard pressed gold pawning transactions because we do not have expertise in the mortgage and the measurement value of gold," he said on Friday (13 / 1).  (source)


Business pawnshop gold, he said, has an element of speculation. It is to be avoided Muamalat in business in Islamic banks. "That is not in accordance with sharia pure that we use in business," he said. "Pawnshops are experts in the mortgage business. We have an alliance with them.''

Bank Muamalat tak Tertarik Gadai Emas

Jumat, 13 Januari 2012 08:29 WIB

REPUBLIKA.CO.ID, JAKARTA - Maraknya gadai emas di bank syariah tidak membuat Bank Muamalat tertarik menggeluti bisnis tersebut. Alasannya, biaya operasional dan risiko bisnis tinggi.

Direktur Utama Bank Muamalat, Arviyan Arifin, mengatakan pihaknya masih fokus bisnis dengan produk yang sudah ada. "Sampai sekarang kita belum ada gadai emas. Saya kira akan sulit sekali transaksi gadai emas karena kita tidak punya keahlian dalam gadai dan pengukuran nilai emas," ujar dia, Jumat (13/1).

Bisnis gadai emas, kata dia, memiliki unsur spekulasi. Hal itu yang akan dihindari Bank Muamalat dalam bisnis di bank syariah. "Itu tidak sesuai dengan murni syariah yang kita pakai dalam bisnis," ujar dia. "Pegadaian sudah ahli dalam bisnis gadai. Kita aliansi saja dengan mereka.''

Source :  http://www.republika.co.id/berita/syariah/bisnis/12/01/13/lxpqsu-bank-muamalat-tak-tertarik-gadai-emas - Jan 13, 2012 - google translate