Sunday, June 03, 2012

INDONESIA - BANKING - QNB Bank Kesawan expand the market

www.kontan.co.id - JAKARTA. Arrival of new investors pushed QNB Bank Kesawan more aggressive expansion. Management set up an investment fund of Rp 150 billion to strengthen its business lines, and network marketing this year.
Divisions, a total of Rp 80 billion to improve the quality of core banking system began in June. The rest, to build about 23 new branches.The new office, among others, in Jakarta, Lampung, Palembang, Samarinda, Central Java, West Java and East Java. "Each new office spent approximately USD 3 billion," said Madi D. Blue, Director of QNB Kesawan yesterday.
Currently QNB Kesawan already operates services in 38 branches. Next year, management continued to expand the marketing network to have 200 branches by 2016. Previously, the new management moved the headquarters from Jalan Gajah Mada, Jakarta Pusat, the SCBD area, South Jakarta.  (source)



In addition to business and network expansion, management also plans to open a wealth management services for wealthy clients working. Licensing is on a Bank Indonesia (BI). While waiting, the company set up various co wah-class facilities, infrastructure and human resources (HR).
Despite the substantial spend to invest, would not whine Kesawan QNB capital injection to the holders of its shares. Known, alias capital adequacy ratio of capital adequacy ratio (CAR) is still relatively high, namely 42% by May 2012. "If the CAR fell to below 20%, setting new issuance of new stock options," said Madi.
Based on five-year business plan, QNB Kesawan will examine additional capital through the issuance of new shares (rights issue) in 2013 and 2015. Management is now more focused search for funding to support lending. For the initial stage, funding requirement of approximately U.S. $ 125 million.
Just so you know, this bank Kesawan bersulih the name of the Bank since the Qatar National Bank (QNB) control of the company's stock last year. QNB has a 69.59% stake, then, PT Adhi Tirta grasp Mustika 9.01%, approximately 21.40% spread in the community.

Bank QNB Kesawan memperluas pasar

JAKARTA. Datangnya investor baru mendorong Bank QNB Kesawan semakin agresif berekspansi. Manajemen menyiapkan dana investasi sebesar Rp 150 miliar untuk memperkuat lini bisnis dan jaringan pemasaran tahun ini.
Pembagiannya, sebanyak Rp 80 miliar untuk meningkatkan mutu core banking system mulai Juni ini. Sisanya, untuk membangun sekitar 23 kantor cabang baru.
Kantor baru antara lain di Jakarta, Lampung, Palembang, Samarinda, Jawa Tengah, Jawa Barat, dan Jawa Timur. "Masing-masing kantor baru menghabiskan dana sekitar Rp 3 miliar," ujar Madi D. Lazuardi, Direktur Utama QNB Kesawan, kemarin.
Saat ini QNB Kesawan telah mengoperasikan layanan di 38 kantor cabang. Tahun depan, manajemen terus memperbanyak jaringan pemasaran hingga memiliki 200 kantor cabang pada tahun 2016. Sebelumnya, manajemen baru memindahkan kantor pusat dari Jalan Gajah Mada, Jakarta Pusat, ke kawasan SCBD, Jakarta Selatan.
Selain ekspansi bisnis dan jaringan, manajemen juga berencana membuka layanan wealth management untuk menggarap nasabah kaya. Perizinan sedang dalam proses Bank Indonesia (BI). Sembari menunggu, perseroan menyiapkan berbagai kerjasama penyediaan fasilitas berkelas wah, infrastruktur, dan sumber daya manusia (SDM).
Kendati merogoh kocek lumayan besar untuk berinvestasi, QNB Kesawan belum akan merengek suntikan modal kepada pemegang sahamnya. Maklumlah, rasio kecukupan modal alias capital adequacy ratio (CAR) masih relatif tinggi, yakni 42% per Mei 2012. "Apabila CAR melorot hingga di bawah 20%, baru menyiapkan opsi penerbitan saham baru," tutur Madi.
Berdasarkan rencana bisnis lima tahunan, QNB Kesawan bakal mengkaji tambahan modal melalui penerbitan saham baru (rights issue) pada tahun 2013 dan 2015 mendatang. Kini manajemen lebih fokus mencari pendanaan untuk mendukung penyaluran kredit. Untuk tahap awal, kebutuhan pendanaan sekitar US$ 125 juta.
Asal tahu, bank ini bersulih nama dari Bank Kesawan sejak Qatar National Bank (QNB) menguasai saham perusahaan tahun lalu. QNB memiliki 69,59% saham perusahaan, kemudian, PT Adhi Tirta Mustika menggengam 9,01%, sekitar 21,40% tersebar di masyarakat.

Source: http://keuangan.kontan.co.id/news/bank-qnb-kesawan-memperluas-pasar  - June 2, 2012 - google translate

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