Monday, October 24, 2011

INDONESIA - BANKING - Danamon Syariah added 20 branches

bisnis.com - JAKARTA: Islamic business unit of PT Bank Danamon Indonesia Tbk has increased the number of branches as many as 20 units in 2 months, bringing the total branch now consists of 51 units.

Herry Hykmanto, Director of Danamon Sharia, said the company continues to increase the amount of tissue in the form of a branch office or branch office since last Ramadan.

"In the fasting month of August, the number of branches we are only 31 now reached 51 offices," he said yesterday. (source)

He describes the opening of a branch office of sharia is a network expansion strategy, because Danamon Syariah it can not rely on the conventional office channeling.

Less than 25%
In fact, he admits, from a total of 137 offices, the office channeling in conventional Danamon effective in providing Islamic banking services were not up to 25%.

Office channeling is the use of conventional bank branch to serve the Islamic business unit transactions.

"So channeling office was located not in the bag so that sharia is not very effective. Our newly opened branch is located in the pockets of the demand for more Islamic banking, "he explained.

He claimed not to know the value of investments issued by Danamon to the opening of new branches.

However, according to him, Danamon ready to invest in large numbers to add up to 300 Islamic branch units in the next few years. (20/Bsi)

Danamon Syariah tambah 20 cabang

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JAKARTA: Unit usaha syariah PT Bank Danamon Indonesia Tbk telah menambah jumlah cabang sebanyak 20 unit dalam 2 bulan terakhir, sehingga total kantor cabang saat ini berjumlah 51 unit.

Herry Hykmanto, Direktur Danamon Syariah, mengatakan perseroan terus meningkat jumlah jaringan baik dalam bentuk kantor cabang maupun kantor cabang pembantu sejak bulan suci Ramadhan lalu.

“Pada bulan puasa Agustus lalu, jumlah cabang kami hanya 31 sekarang sudah mencapai 51 kantor,” ujarnya kemarin.

Dia menjelaskan pembukaan kantor cabang syariah tersebut merupakan strategi ekspansi jaringan, karena Danamon Syariah ternyata tidak bisa mengandalkan office channeling dengan konvensional.
Tak sampai 25%
Bahkan, dia mengakui, dari total 137 kantor, jumlah office channeling di Danamon konvensional yang efektif dalam memberikan layanan perbankan syariah ternyata tidak sampai 25%.

Office channeling adalah penggunaan kantor cabang bank konvensional untuk melayani transaksi unit usaha syariah.

“Jadi office channeling itu berlokasi bukan di kantong syariah sehingga tidak terlalu efektif. Cabang yang baru kami buka berlokasi di kantong yang permintaan perbankan syariah lebih banyak,” jelasnya.

Dia mengaku tidak tahu berapa nilai investasi yang dikeluarkan oleh Danamon untuk pembukaan cabang baru tersebut.

Namun, menurut dia, Danamon siap berinvestasi dalam jumlah besar untuk menambah cabang syariah hingga mencapai 300 unit dalam beberapa tahun ke depan. (20/Bsi)

Source ; http://www.bisnis.com/articles/danamon-syariah-tambah-20-cabang  - Oct 19, 2011 - google translate

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