Tangerang (1 / 12) - In developing Islamic banking in this country need to do acceleration. It was felt would give something positive for the development of Islamic banking.
According to the Chairman Indonesia Sharia Bank Association (ASBISINDO), A Riawan Amin at least there are 2 things to consider in the acceleration of Islamic banking. First, the Syariah Commercial Bank (BUS) and Sharia (UUS) must use the parent bank's infrastructure.
"So do not spend money or capital to build its own ATMs, branches themselves and others. It's expensive, we were little," he said on the sidelines of the Seminar and Conference 2012 Regional Employment Indonesia Sharia Bank Association (ASBISINDO) in Tangerang, Thursday (1 / 12). (source)
According to the Chairman Indonesia Sharia Bank Association (ASBISINDO), A Riawan Amin at least there are 2 things to consider in the acceleration of Islamic banking. First, the Syariah Commercial Bank (BUS) and Sharia (UUS) must use the parent bank's infrastructure.
"So do not spend money or capital to build its own ATMs, branches themselves and others. It's expensive, we were little," he said on the sidelines of the Seminar and Conference 2012 Regional Employment Indonesia Sharia Bank Association (ASBISINDO) in Tangerang, Thursday (1 / 12). (source)
He said if the Islamic banks too much to pay for infrastructure investment it will impact on its products become more "expensive". So it becomes weak competitiveness.
Secondly he argues, Bank Indonesia (BI) must implement a dual banking system. This means that each outlet bank must adhere to the two systems. So that any bank can sell the Islamic banking products.
"Each outlet bank, any bank, conventional banks also must have access to the service of sharia," he said.
Therefore he hoped the BI, the central bank may be more sensitive to see the needs of Islamic banking. So the size of Islamic banks are still "small" can grow. (Deuteronomy)
2 Hal Dibutuhkan Dalam Akselerasi Perbankan Syariah
Tangerang (1/12)- Dalam mengembangkan perbankan syariah di tanah air perlu dilakukannya akselerasi. Hal tersebut dirasa akan memberi sesuatu yang positif bagi perkembangan perbankan syariah.
Menurut Ketua Umum Asosiasi Bank Syariah Indonesia (ASBISINDO), A Riawan Amin setidaknya ada 2 hal yang perlu diperhatikan dalam akselerasi perbankan syariah. Pertama, Bank Umum Syariah (BUS) maupun Unit Usaha Syariah (UUS) harus menggunakan infrastruktur bank induk.
"Jadi jangan menghabiskan uang atau modal untuk membangun ATM sendiri, cabang sendiri dan lain-lain. Ini mahal, kita masih kecil," ujarnya di sela-sela acara Seminar dan Musyawarah Kerja Wilayah 2012 Asosiasi Bank Syariah Indonesia (ASBISINDO) di Tangerang, Kamis(1/12).
Ia mengatakan jika bank syariah terlalu banyak mengeluarkan biaya untuk investasi infrastruktur maka akan berimbas pada produk-produknya menjadi lebih "mahal". Sehingga daya saing menjadi lemah.
Kedua menurutnya, Bank Indonesia (BI) harus menerapkan dual sistem banking. Artinya setiap outlet bank harus menganut dua sistem. Sehingga bank manapun dapat menjual produk perbankan syariah.
"Setiap outlet bank, bank apapun, bank konvensional pun harus mempunyai akses layanan syariah," ujarnya.
Oleh karena itu ia berharap BI sebagai bank sentral dapat lebih peka melihat kebutuhan perbankan syariah. Sehingga bank syariah yang masih berukuran "kecil" dapat tumbuh berkembang.(Ul)
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