www.kontan.co.id - JAKARTA. After the enactment of the rules of deposit or down payment (DP) in multi-vehicle loans by 20% -25%, the finance company menggeber Islamic services. In fact, the main stronghold of Islamic finance business.

At PT Adira Multifinance (Adira Finance), has a new business unit of sharia (UUS) since mid-June 2012. Nevertheless, only a month to operate a direct channel of financing of about USD 20 billion in loans motorcycles and cars. "Now the new UUS concentrated in Greater Jakarta, but the future will be spread to other areas that could contribute 10% of the company's business," said Willy S. Dharma, Director of Adira Finance, yesterday. (source)

Federal International Finance (FIF), which have long had UUS will enlarge the contribution of business. Throughout the first half of 2012, the FIF record financing of about USD 9.2 trillion to 590 466 units of new and used motorcycles. Of that amount, UUS contribute 15%. "Semester II, we target UUS contribute 50% of the total financing," said Suhartono, Director of FIF.

FIF target the financing of 1.2 million vehicles by the end of the year. That is, this second semester must finance the approximately 560 000 units of motor vehicles. "The contribution will be large because the Islamic community credit needs DP 10%," said Suhartono.

PT Astra Sedaya Finance (ASF) do not want to miss. Starting this second semester, they have Islamic Sharia Division and provide services in the conventional branch. "In fact, once we have UUS doubt due to hit the discourse of double taxation for Islamic activities," said Welfizon Yuza, Business Development and Channel Management Head ASF.

Pembiayaan syariah jadi tulang punggung

Oleh Mona Tobing - Jumat, 03 Agustus 2012 | 08:03 WIB

JAKARTA. Pasca berlakunya aturan uang muka atau down payment (DP) kredit kendaraan bermotor di multifinance sebesar 20%-25%, perusahaan pembiayaan semakin menggeber layanan syariah. Bahkan, pembiayaan syariah menjadi penopang utama bisnis perusahaan.
Di PT Adira Dinamika Multifinance (Adira Finance), baru memiliki unit usaha syariah (UUS) sejak pertengahan Juni 2012. Namun, baru sebulan beroperasi langsung menyalurkan pembiayaan sekitar Rp 20 miliar di kredit motor dan mobil. "Sekarang UUS baru terpusat di Jabodetabek, tapi ke depan akan menyebar ke daerah lain sehingga bisa berkontribusi 10% terhadap bisnis perusahaan," kata Willy S. Dharma, Direktur Utama Adira Finance, kemarin.
Federal International Finance (FIF) yang sudah cukup lama memiliki UUS akan memperbesar kontribusi bisnisnya. Sepanjang semester I 2012, FIF membukukan pembiayaan sekitar Rp 9,2 triliun ke 590.466 unit sepeda motor baru dan bekas. Dari jumlah itu, UUS berkontribusi 15%. "Semester II, kami menargetkan UUS berkontribusi 50% terhadap total pembiayaan," ujar Suhartono, Direktur Utama FIF.
FIF menargetkan pembiayaan 1,2 juta unit kendaraan hingga akhir tahun. Artinya, semester II ini harus membiayai kendaraan bermotor sekitar 560.000 unit. "Kontribusi syariah akan besar karena masyarakat butuh kredit DP 10%," papar Suhartono.
PT Astra Sedaya Finance (ASF) tak mau ketinggalan. Mulai semester II ini, mereka memiliki UUS dan memberi layanan syariah di kantor cabang konvensional. "Padahal, dulu kami ragu memiliki UUS karena terbentur wacana pajak ganda untuk kegiatan syariah," kata Welfizon Yuza, Business Development and Channel Management Head ASF.

Source: - Aug 3, 2012 - google translate