Wednesday, December 14, 2011

INDONESIA - BANKING - Saving Standby iB Mainstay Funds Pursue BSB Cheap

(13/12) End of year 2011 is not just in closing the books for financial kenerja Islamic banking, it was the end of this year has established itself in the knitting business in the new year. This, done by the Bank Syariah Bukopin (BSB) who continue to pursue an increase in low-cost funds.
Savings through BSB will rely on standby iB savings to pursue cheaper funds in the customers. BSB Business Director, said, in a savings product iB alert, he expects to grow about 30%.  (source)


Saving Standby iB is a deposit in rupiah currency deposit and withdrawal can be done at any - time. Facilities provided are numerous, such as ATM facilities 24h Bukopin either through an ATM network, ATM Together, Alto and the BCA ATM Prima. Also, it can use sms banking facilities, the means to make payment of electricity bill payments, education, credit cards, purchase rechargeable cellular phone, a means of distributing alms, infaq, and shadaqoh, and real time on line at the Bank Bukopin and Bank Syariah Bukopin .
In addition, customers are automatically protected by the free insurance premiums, especially for the balance of the average - the average monthly minimum of 1,000,000. Until now the total is about 110,000 savings accounts-an. And keep in mind that customers who have savings this free monthly administration fee, free ATM cash withdrawals at ATMs belonging to the Bukopin, Joint ATM, and ATM BCA / Prima.
"The number of such facilities is proof that we memperioritaskan customer service," he said after a presentation at the treasury Conggress PP Muhammadiyah, in Asmara Pondok Haji, Jakarta.
Then to support the growth of other deposits, fixed BSB will highlight its strength in providing services to meet customers' needs, one of which is financing the product passing iB Savings Plan, and Savings iB Business Alert.
As for the financing of services can be through iB Sell-Buy (murabaha), iB for Results (Musharaka), iB for the results (mudaraba), iB bound investment (mudaraba muqayyadah), iB K3A Islamic Patterns, Home Ownership iB, iB Car Financing, KPPA -Relending, Hajj Travel iB, iB Cash Collateral, and iB Istishna parallel. (Gus)

Tabungan iB SiAga Andalan BSB Kejar Dana Murah

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(13/ 12) Akhir tahun 2011 bukan sekedar tahun tutup buku bagi kenerja keuangan perbankan syariah, justru akhir tahun ini  semakin memantapkan diri dalam merajut bisnis di awal tahun baru. Hal ini, dilakukan oleh Bank Syariah Bukopin (BSB) yang terus mengejar peningkatan  dana murah.
Melalui tabungan iB SiAga BSB akan mengandalkan tabungan tersebut untuk mengejar dana-dana murah di para nasabah. Direktur Bisnis BSB, menuturkan, di produk tabungan iB SiAga, ia targetkan tumbuh sekitar 30%.
Tabungan iB SiAga ini merupakan simpanan dalam mata uang rupiah yang penyetoran dan penarikannya dapat dilakukan sewaktu – waktu. Fasilitas yang diberikan sangat banyak, seperti fasilitas  ATM 24jam baik melalui jaringan ATM Bukopin, ATM Bersama, Alto dan ATM Prima BCA. Selain itu, dapat menggunakan fasilitas sms banking, sarana untuk melakukan pembayaran tagihan pembayaran listrik, pendidikan,kartu kredit, pembelian isi ulang telpon seluler, sarana penyaluran zakat, infaq, dan shadaqoh ,dan  real time on line di seluruh Bank Bukopin dan Bank Syariah Bukopin.
Selain itu, nasabah secara otomatis terlindungi oleh asuransi bebas premi, khusus untuk saldo rata – rata bulanan minimal Rp1.000.000. Hingga saat ini total account tabungan ini sekitar 110.000-an. Dan perlu diketahui bahwa nasabah yang mempunyai tabungan ini bebas biaya administrasi bulanan, bebas biaya penarikan tunai di ATM yang tergabung dalam jaringan ATM Bukopin, ATM Bersama, dan ATM BCA/Prima.
“Banyaknya fasilitas tersebut merupakan bukti bahwa kami memperioritaskan pelayanan konsumen,”ujarnya usai presentasi di Rakernas Kebendaharaan PP Muhammadiyah, di Asmara Pondok Haji, Jakarta.
Kemudian untuk  mendukung pertumbuhan DPK  lainya, BSB tetap akan menonjolkan kekuatannya dalam menyediakan layanan untuk memenuhi kebutuhan nasabah, salah satunya lewat produk pendanaan  yaitu Tabungan iB Rencana, dan Tabungan iB SiAga Bisnis.
Sedangkan untuk  layanan pembiayaan bisa melalui iB Jual-Beli (murabahah), iB bagi Hasil (musyarakah), iB bagi hasil (mudharabah), iB investasi terikat (mudharabah muqayyadah), iB K3A Pola Syariah, iB Pemilikan Rumah, iB Pembiayaan Mobil, KPPA-Relending, iB Perjalanan Haji, iB Jaminan Tunai, dan iB Istishna parallel.   (Gus)

Source :  http://www.pkesinteraktif.com/berita/bank/3096-tabungan-ib-siaga-andalan-bsb-kejar-dana-murah.html - Dec 13, 2011 - google translate

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